A cashflow planner for small businesses, creators, and solo traders. Plan revenue, payroll, expenses, and tax — UK & US — and connect with people who help you grow.
Built for small businesses and solo traders who want clarity without paying for QuickBooks.
Best, expected, and worst-case revenue scenarios. See monthly or annual totals at a glance.
Plan from CEO down through roles to named hires. Switch between placeholder headcount and real salaries.
Auto-deposit a fixed amount or % of revenue into ring-fenced pots for tax, VAT, payroll, or emergency.
UK Corporation Tax with marginal relief, Employer NI with Employment Allowance. US federal CIT, FICA, FUTA, sales tax.
Know exactly how many months of cash you have based on your real burn rate. Updates as you edit.
Send a snapshot to your Business Blueprint for record-keeping or comparison over time.
Budget Lab is one tool in a kit built for people who want a smarter link-in-bio, real connections in their niche, and a fairer way to grow audience and revenue.
One profile, every URL, with real analytics on who visits and where they came from.
Find allies in your niche. Connect with creators and small businesses on the same path.
See who's growing fastest in your niche. Real benchmarks, not vanity metrics.
Practical SEO tasks, score tracking, and diagnostics that show what to fix next.
Plan your days around your actual workday length. Tasks, goals, reminders, work clock.
Map your structure, finances, and offers. Push from Budget Lab in one click.
Most small businesses run on spreadsheets that break the moment a formula gets miskeyed. Budget Lab is a cashflow planner built for solo founders, freelancers, creators, and lean teams who need to plan revenue, payroll, expenses, and tax without paying for QuickBooks or Xero. It's free with no limits, no upsell to a pro tier, no card required.
Track recurring expenses across categories like rent, software, marketing, and travel. Add revenue projections at three confidence tiers — best, expected, and worst-case — so you can stress-test your plans without rebuilding spreadsheets. Toggle between monthly and annual views to see what your year actually looks like.
Creators and solo traders need different things from a budget tool than a 50-person company does. Budget Lab handles solo-trader cases natively: a single-person CEO entry, one or two revenue streams, and a tax pot that auto-fills as money comes in. Add hires later when you're ready, without re-entering anything.
The tax engine knows about UK Corporation Tax with marginal relief in the £50k–£250k band, Employer NI with the Employment Allowance, and VAT registration. For US users it covers the flat 21% federal rate, state CIT, FICA wage base caps, FUTA, and sales tax. Jurisdiction is auto-detected from your profile city; you can override it any time.
Numbers tell you whether your plan works. They don't help you build the audience or find the customers you need to make it work. WantMy.Link adds the missing pieces: a smart link-in-bio profile, niche-based networking, a leaderboard for honest benchmarking, and SEO tools that show you what to fix. Budget Lab is the financial spine of all of it.
Estimates only — not financial or tax advice.
Budget Lab gives you a planning view, not a filing-ready figure. Confirm with a qualified accountant before making decisions or filing returns.
Free forever. No credit card. Add your first revenue stream, set your tax jurisdiction, and see your runway today.
Start your free budgetA free cashflow planner for freelancers and self-employed professionals. Plan your income, calculate your tax, track expenses, and model your savings — all in one tool. Built for UK sole traders and US independent contractors, including 1099 freelancers, with real tax rates applied automatically.
The Budget Lab calculates UK income tax with marginal relief and National Insurance, and US tax including FICA contributions. Switch between GBP and USD depending on where you are based. Set up savings pots to separate your tax reserve, pension, and operating funds.
Use Push to Blueprint to snapshot your financial plan as a reusable template. Budget Lab is part of WantMy.Link — a free link-in-bio platform for solo businesses with SEO scoring, product cards, and Chantelle® your proactive growth assistant.